PAYDY.ai: pay the same safe way on every platform
PAYDY.ai: "Smart payments AI+, sell anywhere"
QR PromptPay, cards and e-wallets through licensed payment providers — one checkout across the network. Money goes through the provider, never into a stored balance with us.
One payment rail, every platform
Platforms in the network plug into one checkout instead of building their own.
Pay how you like
QR PromptPay, credit and debit cards and e-wallets, through licensed payment providers.
Pass-through and safe
Each payment goes straight through a licensed provider. We record the result — we do not keep a balance for you.
Rewards that stay rewards
Eligible payments can earn BESTA Coin loyalty points — points only, never cash.
Pay Later — instalments from licensed providers
At checkout, PAYDY.ai can show instalment options from licensed providers. The provider approves you and you pay the provider.
- 1
Choose Pay Later at checkout
See the providers and the number of instalments available for your amount, with an estimated amount per instalment.
- 2
The provider approves
You go to the card issuer or BNPL provider, who checks and approves under their own terms.
- 3
Pay the provider in instalments
The shop gets paid by the provider; you repay the provider. Track your Pay Later purchases in your account.
Spread the cost on your credit card through the payment gateway. The card-issuing bank provides the credit and sets the rate.
A licensed BNPL provider pays the shop and you repay the provider in a few instalments, under the provider's terms.
Buy bigger items more easily, with the estimated instalment shown before you choose. Interest and fees come from the provider.
Offer instalments without taking credit risk: the provider pays you on its schedule and charges its merchant fee.
Licensed providers will be listed here when Pay Later opens.
PAYDY.ai does not provide credit and holds no outstanding balance. Instalment amounts shown at checkout are estimates; the provider's terms apply. Subject to legal review.
Need bigger financing? Try LOANDY.ai
LOANDY.ai passes your request — with your consent — to licensed lenders for personal loans, working capital and more.
Learn about LOANDY.ai